IA Water and Wastewater

Select residential bill and monthly consumption amount

Water Bill Sewer Bill Water + Sewer Bill

xxx
xxx cubic feet

Monthly Water Bill After Rates Increase: 0.00 (0.00/gal)

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***Caution***
Revenue impacts are highly speculative. For more detailed modeling, the EFC's Water and Wastewater Rates Analysis Model is a free tool that examines how revenues at your utility could be affected by various changes in rate structures. However, neither of these tools should be used in place of an in-depth rate study.
***Caution***
Assumes across-the-board rate increases for all customer classes. Projected revenue impacts assume a 3 percent drop in demand for every 10 percent increase in price. Accuracy of projections decreases as the proposed rate increase gets larger.

Comparing to

0 rate structures compared

Effects of raising rates by:

Median:

Min Max

Median:

Min Max

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= Operating Revenues

Operating Expenses including depreciation & amortization

Audited data for FY

Operating Revenues
Operating Expenses including depreciation
Depreciation & amortization expense

Cost Recovery is a measure of whether the utility’s rates were sufficient to cover the cost of operations and capital (in the form of depreciation) for the fiscal year. It is calculated by dividing operating revenues by operating expenses including depreciation expense.

In the case of some utilities that do not report depreciation in operating expenses, depreciation is excluded from the operating expenses, and thus the ratio only measures whether the utility's rates were sufficient to cover the cost of O&M. A ratio of less than 1.0 could be a sign of financial concern. In general, this ratio should be higher than 1.0 in order to accommodate future capital investments.

Click on the tab labeled "Financial Benchmarks" to observe several indicators for a more holistic view of your utility's financial condition.
For a more in-depth look at your utility's financial sustainability, use our free

Financial Health Checkup for Water Utilities Tool

The financial data displayed are for Fiscal Year , adjusting for the rate increase you selected below and the estimates of consequential reduction of water use.

Data Not Available.

Among 462 utilities in FY 2014, 49% had a ratio of >= 1, and 16% had a ratio of >= 1.2.

= Annual Bill (Monthly Bill times 12 Months Per Year)

Annual Median Household Income

Raw Data

Annual Bills
Annual MHI

This dial shows what a household making the median level of income in would spend annually, as a percent of their income, on using per month. Half of the households in the community would be spending a greater portion of their income for these bills.

The median affordability metric is often referred to as "percent Median Household Income (MHI)". It is only one of many metrics that can be used to assess affordability. There is no universally accepted definition of what "affordable rates" means and other factors such as poverty rate, income distribution, and fixed income will influence the affordability of rates in a community. The color spectrum reflects that this metric is on a continuum, without any single threshold that dictates what is affordable or unaffordable. The MHI data are derived from the U.S. Census Bureau's 5-year American Community Survey estimates for x MHI (in dollars).

For a more comprehensive look at affordability in your community using multiple metrics, use our

Residential Rates Affordability Assessment Tool

For more information about percent MHI, including considerations about its assumptions,

read this blog post about Percent MHI Indicator

For an in-depth look at customer affordability programs, read our report:

Navigating Legal Pathways to Rate-Funded Customer Assistance Programs:
A Guide for Water and Wastewater Utilities

Data Not Available: Though data for this dial is not available for this utility, the dial can be turned on by the user manually inputting the relevant data.

Click on the “Edit Data or Add Utility” button in the upper right corner and either clone and edit your utility, or create a new utility entry from scratch. This feature allows users to edit or enter data relating to utility finances, rates, and demographics, which will then be reflected on the dashboard. For example, adding the Annual Median Household Income for a utility’s community will turn on the Affordability dial, while the Cost Recovery Dial is controlled by a utility’s Annual Operating Revenues and Expenses including Depreciation.
Please note that the edited data are temporarily saved in the user’s browser cookies, not permanently written to the database. The edited data can only be viewed on that particular device. To share results from the Edit Data or Add Utility feature, you must print or take a screenshot of the dashboard while the dial is active.

Ability to cover expenditures and debt service

Cost Recovery

Measures of Liquidity

Condition of physical assets

Average Annual Recent Capital Outlay

= Operating Revenues

Operating Expenses excluding Depreciation & Amortization

Audited data for FY

Operating Revenues
Operating Expenses
Depreciation & Amortization Expense

This non-capital operating ratio measures the ability to cover day-to-day expenditures, excluding depreciation, using operating revenues (mostly charges to customers).

A ratio of less than indicates that revenues were insufficient to cover the utility's day-to-day expenditures, let alone debt service or future capital expenses.

This indicator does not include considerations for depreciation or capital costs. In general, this ratio should be significantly higher than 1.0 to accommodate capital investments.

Among 461 utilities in FY 2021, 89% had a ratio of >=, and 31% had a ratio of >=

= Current Assets excluding Inventories & Prepaids

Current Liabilities

Audited data for FY

Current Assets
Current Liabilities

Quick Ratio is a measure of short-term liquidity— that is, a utility’s ability to pay its current bills.

It may be calculated as the ratio of unrestricted current assets (excluding inventories and pre-paids) to current liabilities (including deferred revenues and excluding BAN’s), although there are also other ways to calculate quick ratio.

The industry-accepted minimum benchmark for this ratio is , although utilities should strive to achieve a higher ratio for financial security.

Among 407 utilities in FY 2021, 80% had a ratio of >=, and 67% had a ratio of >=,

= Unrestricted Cash and Investments

Operating Expenses excluding Depreciation & Amortization / 365

Audited data for FY

Unrestricted Cash & Investments
Operating Expenses
Depreciation & Amortization Expense

Days Cash on Hand measures the level of unrestricted cash (reserves) your utility maintains relative to day-to-day expenditures.

In summation, this estimates the number of days your utility can pay its daily expenditures (including operation and maintenance expenses, taxes, and interest on long-term debt) with no revenue coming in.

There are no natural benchmarks for this indicator although the higher the number, the more protected your utility is against revenue shocks.

Generally, a utility should aim to maintain several months’ worth of cash on hand, and at the very least exceed the length of the billing period (usually 30 to 60 days). AA-rated utilities and beyond often maintain over one year’s worth of days cash on hand.

Among 450 utilities in FY 2021, 78% had >= days of cash on hand, and 53% had >= days of cash on hand.

= Operating Revenues

Operating Expenses including Depreciation & Amortization

Audited data for FY

Operating Revenues
Operating Expenses

This operating ratio indicates whether operating revenues (mostly charges to customers) were sufficient to cover operations and capital (in the form of depreciation) for the water and/or wastewater utility in the fiscal year.

It is calculated by dividing operating revenues by operating expenses including depreciation. A ratio of less than could be a sign of financial concern. In general, this ratio should be higher than to accommodate future capital investments.

Among 462 utilities in FY 2021, 49% had a ratio of >= , and 16% had a ratio of >= .

= Accumulated Infrastructure Depreciation Expense

Total Depreciable Assets

Audited data for FY

Accumulated Infrastructure Depreciation Expense
Total Depreciable Assets

This indicator of infrastructure condition estimates the portion of the average expected life of the utility’s physical assets that has already passed.

As this ratio approaches 100%, the capital assets become fully depreciated, and infrastructure needs replacement or rehabilitation.

The accuracy of this indicator relies heavily on the accuracy of the depreciation schedule, and historic pricing likely distorts this indicator (newer utilities may be slightly disadvantaged as a result).

Among 461 utilities in FY 2021, 44% have used up less than a quarter of their asset's expected life, and 100% used up less than half of their expected life.

= Average of the Capital Outlays in the last 5 years

Gross Value of Total Depreciable Assets

Audited data for FY

Total Depreciable Assets

Capital Outlay -
Capital Outlay -
Capital Outlay -
Capital Outlay -
Capital Outlay -

All utilities encounter capital expenditures as infrastructure deteriorates over time and requires continuous rehabilitation, replacement, and renewal. Capital outlays are the expenditures on capital projects, which could vary significantly from year to year depending on the timing of the projects. The average of capital outlays in the last five years evens out those outlays to provide a more consistent estimate of how much the utility has been investing in capital projects recently.

In this ratio, the average annual capital outlays are compared to the gross value of existing depreciable assets. It provides a rough estimate of the proportion of existing assets that have been rehabilitated, replaced, or renewed on average each year. While the actual percentage of assets that have been improved requires more detailed analysis, this metric provides a useful approximation nonetheless. The higher the value of this metric, the more rapidly the utility is improving its infrastructure.

If utilities do not routinely and adequately invest in its infrastructure, assets will fail, and capital costs can increase dramatically by delaying capital projects. Click the button below to download a free spreadsheet tool that a utility can use to plan how to pay for capital improvement projects.

Plan to Pay: Fund Your Capital Improvement Plan

= Average of the Capital Outlays in the last 5 years

Operating Revenues

Audited data for FY

Operating Revenues

Capital Outlay -
Capital Outlay -
Capital Outlay -
Capital Outlay - /th>
Capital Outlay -

All utilities encounter capital expenditures as infrastructure deteriorates over time and requires continuous rehabilitation, replacement, and renewal. Capital outlays are the expenditures on capital projects, which could vary significantly from year to year depending on the timing of the projects. The average of capital outlays in the last five years evens out those outlays to provide a more consistent estimate of how much the utility has been investing in capital projects recently.

In this ratio, the average annual capital outlays are compared to the total operating revenue in the most recent year. It provides a rough estimate of the proportion of one year’s operating revenue that is being spent on capital projects. The higher the value of this metric, the greater the proportion of its revenues a utility is spending on capital projects. There is no universally accepted benchmark for this ratio, except that it is expected that most utilities will be investing some of its revenues on capital projects, and generally the more the better as long as the utility can sustain its operations alongside the capital investments. Utilities with very high ratios (e.g. 100% or more) most likely have received loans or grants to pay for the capital projects, and are not actually spending nearly all of its operating revenues on capital outlays.

If utilities do not routinely and adequately invest in its infrastructure, assets will fail, and capital costs can increase dramatically by delaying capital projects. Click the button below to download a free spreadsheet tool that a utility can use to plan how to pay for capital improvement projects.

Plan to Pay: Fund Your Capital Improvement Plan

= Operating Revenues

Operating Expenses including depreciation & amortization

Audited data for FY

Operating Revenues
Operating Expenses including depreciation
Depreciation & amortization expense

The financial data displayed are for Fiscal Year , adjusting for the rate increase you selected below and the estimates of consequential reduction of water use.

Data Not Available: Though data for this dial is not available for this utility, the dial can be turned on by the user manually inputting the relevant data.

Click on the “Edit Data or Add Utility” button in the upper right corner and either clone and edit your utility, or create a new utility entry from scratch. This feature allows users to edit or enter data relating to utility finances, rates, and demographics, which will then be reflected on the dashboard. For example, adding the Annual Median Household Income for a utility’s community will turn on the Affordability dial, while the Cost Recovery Dial is controlled by a utility’s Annual Operating Revenues and Expenses including Depreciation.

Please note that the edited data are temporarily saved in the user’s browser cookies, not permanently written to the database. The edited data can only be viewed on that particular device. To share results from the Edit Data or Add Utility feature, you must print or take a screenshot of the dashboard while the dial is active.

Among 462 utilities in FY 2014, 49% had a ratio of >= 1, and 16% had a ratio of >= 1.2.

Utility Owner
Ownership type
Primary County
Primary service area
Date Rates Effective

		Statewide Stats
Number of Systems	1	697

Est. Number of Connections
Est. Service Population
Operating Revenue
Operating Expense
Current Assets

Census Year		2020
Average Household Size		2.4
Median Household Income		$61,836
Poverty Rate		11.11%

Demographic Information ?
Service Area
2018 Percent Poverty
2018 Percent Below 2x Federal Poverty Income
2018 Median Household Income
2018 20th Percentile Income
2018 Unemployment

Water System Characteristics Obtained from SDWIS and the CA Water Board
PWSID
Community Water System Name
Primary Water Source Type
Number of Monitoring Violations 2017-2020		?
Number of Water Quality Violations 2017-2020		?
Service Population		?
Number of Connections		?
Percent of Connections that are Metered		?
Compliance Status with the Human Right to Water watchlist in 2020		?

Community Characteristics Obtained from the Census Bureau ?
Service Area
Population 2018
Population 2010
Population Change